• Menu
  • Skip to content
  • Skip to primary sidebar
  • Skip to footer

Before Header

  • Call 1-800-265-2625
  • Get a Quote
  • MyLMI
  • Contact Us
  • About Us
    • Company History
    • Meet Our Team
    • Professional Memberships
    • Careers
    • Community Involvement
    • Testimonials
  • Search

Lackner McLennan Insurance Ltd.

  • Personal
    • Auto Insurance
    • Home Insurance
    • Recreational
    • Life Insurance
  • Business
    • Hospitality & Restaurant
    • Specialty Products
    • Medical
    • Technology
    • Transportation
  • Research Centre
  • Claims

Mobile Menu

  • Call 1-800-265-2625
  • Get a Quote
  • MyLMI
  • Contact Us
  • About Us
    • Company History
    • Meet Our Team
    • Professional Memberships
    • Careers
    • Community Involvement
    • Testimonials
  • Search
  • Personal
    • Auto Insurance
    • Home Insurance
    • Recreational
    • Life Insurance
  • Business
    • Hospitality & Restaurant
    • Specialty Products
    • Medical
    • Technology
    • Transportation
  • Research Centre
  • Claims
You are here: Home / Research Centre / Real Life Situations / Getting Married or Engaged

Getting Married or Engaged

Insurance For and After the “Big Day”

Congratulations on your engagement! What a fabulous time in your life. We hope you cherish every moment.

Your wedding day should be all about you and your new life together. So, to help you to avoid any unnecessary concerns, here are some things to consider…

If your wedding plans include a celebration at a restaurant, banquet hall or similar venue, it’s important to check their insurance coverage. You will have a lot of guests and possibly some support staff on hand, so make sure they carry an adequate amount of liability insurance.

If you get married in your home, on the other hand, let your qualified Lackner McLennan & Erb and Erb representative check your homeowner’s policy for what will or won’t be covered.

Our experts will also walk you through what’s known as Special Event Coverage. You may be interested in these honeymoon and extra gift coverages.

We’ll make sure you have a happy and worry free (regarding insurance, anyway) day!

Auto Insurance for a Married Couple

When you awaken as a married couple, you’ll feel good but maybe not all that different. But in the minds of your insurance company you’re seen as new and improved people.

Why?

Insurance company data shows married people are more responsible (Although insurers don’t exactly know why).

As a result, you’ll begin to experience the world of insurance discounts. In fact, you could see as much as a 25% drop in your auto insurance bill when you marry and combine your vehicles onto one policy.

And that’s not all! You might be able to snag multi-car, multi-policy and other discounts as well.

So, contact Lackner McLennan & Erb and Erb. We’ll help you not only get the best auto insurance coverage, we’ll make sure you get the absolute best value you have coming to you and your spouse.

Renters Insurance & Homeowners Insurance for the Newly Married

While marital status is generally not used for pricing a renter’s policy, the value of your possessions is. And that value might have just increased. Protect it!

Consider a renter’s policy from a reputable insurer. The following will be protected when you do:

  • All of your possessions up to the policy limit (subject to a deductible)
  • Your liability in case your actions cause injury to someone else or their property

A homeowner’s policy covers all of the above plus the home itself.

Valuables Coverage

Whether you’re a renter or homeowner, you just got married so you probably received some gifts!

Did you get a fine china set, crystal or some precious gems for wedding presents? Did your aunt give you an antique on your big day? How about your engagement ring and wedding bands (The average wedding ring is $6,000)?

If you have a lot of valuable possessions, you should consider valuables coverage. This will broaden your protection. Plus, there is no deductible.

Consult with the experts at Lackner McLennan & Erb and Erb to learn how to value your special possessions. We can also suggest when and how to add this coverage to your policy.

In fact, Lackner McLennan & Erb and Erb knows how to tailor your homeowner’s or renter’s coverage to all aspects of your new situation. We can discuss available discounts for things like smoke detectors, burglar alarms and multiple policies.

Protect Yourself with Umbrella Insurance

Newly married or not, in this litigious society you can still be held liable for a large settlement in a wide variety of unexpected situations. This could put the financial footing of your marriage at risk before you even get started.

An umbrella policy adds an extra layer of protection over and above your homeowner’s and auto policy.
Discuss this with your agent at Lackner McLennan & Erb and Erb and we’ll explain how umbrella coverage works. We’ll help you decide if it’s right for you!

Life Insurance

Researching your new life insurance needs with Lackner McLennan & Erb and Erb is very important at this phase in your life. We can help you sort out all of the options (which are many) and get you in the best life insurance situation for you, your new spouse and your family.

Six Factors – One Insurance Source

Insurance is an important part of your new life. So, you want Lackner McLennan & Erb and Erb because we can provide the following benefits:

  • Knowledge of all insurance coverages including life, homeowners, auto, umbrella, and more
  • A consultative rather than a hard sell approach
  • A strong local presence in the Ontario market
  • Commitment to continuing insurance education
  • Our pledge to insure all of our customers with the best coverages at the best value

Call 800.265.2625 today for your newly married insurance needs. We’ll help protect you for life!

Disclaimer
Lackner McLennan and Erb and Erb provide these informational articles to educate the public about insurance and investment related matters. This article does not substitute for broker advice regarding your specific insurance or investment needs. For a comprehensive strategy to tackle what you, your family, or your business, may need we invite you to speak directly to a broker who can guide you through all the options available to you.

Primary Sidebar

Let us protect what matters most to you.

Get a Quote Today

In This Section

  • Research Centre Overview
  • Claim Prevention
  • Insurance FAQs
  • Insurance Glossary
  • Real Life Situations
    • Buying a Boat
    • Buying A Car
    • Buying a High Value Item
    • Buying A House
    • Buying a Motorcycle
    • Buying an RV
    • Getting Divorced or Separated
    • Getting Married or Engaged
    • Graduating From College
    • Having A Baby
    • Moving
    • Remodeling My House
    • Retiring
    • Taking A Vacation
    • Teen Is Going To College
    • Teen Will Drive Soon

Every day thousands of Ontarians trust Lackner McLennan Insurance Ltd. / Erb and Erb Insurance Brokers to make sure they have the best coverage for the best prices. We're A+ Accredited with the Better Business Bureau and We Routinely Get Awarded for Best Service.

BBB Accredited Business 2018 Top Choice Award 2017-2018 Consumer Choice Award - Waterloo Region
Insurance Brokers Association of Ontario (IBAO)

Lackner McLennan Insurance Ltd. / Erb and Erb Insurance Brokers is proud to be a member of the Insurance Brokers Association of Ontario (IBAO).

Let us protect what matters most to you. Get a Quote Today

Footer

Contact Us

Toll Free: 800.265.2625
Local: 519.579.3330

Our Regular Business Hours are:
8:30am to 5:00pm EST

We're located at:
818 Victoria St.
N. Kitchener, ON N2B 3C1

Recent News

Only Hire Companies That Have Commercial Insurance

Only Hire Companies That Have Commercial Insurance

An Accident Leaves Your Car a Wreck. What Happens Next?

An Accident Leaves Your Car a Wreck. What Happens Next?

Thinking of Cancelling Your Business Insurance?

Thinking of Cancelling Your Business Insurance?

Exciting News for Lackner McLennan and Erb and Erb!

Exciting News for Lackner McLennan and Erb and Erb!

Site Footer

  • Facebook
  • Google+
  • Linkedin
  • Pinterest
  • Twitter
  • yelp
LMI Canada Insurance is a BrokerLink company.
Powered by Trufla Technology
  • Website Disclosure
  • Commission Disclosure
  • Accessible Client Service Policy
  • Privacy Policy

Copyright © 2022 Lackner McLennan Insurance Ltd. · All Rights Reserved